Paid placements. We may earn a commission if you click and buy. Details

Compare leading gold IRA companies (2026)

Paid partner offers for U.S. gold IRA rollovers.

1
  • Precious metals IRA rollovers
  • Physical gold and silver
  • U.S. retirement accounts
  • Confirm fees, storage, and minimums with the partner

Min, fees, storage, buyback [TBD — confirm with partner]

9.8Our score
Visit Site

[TBD — confirm with partner]

Partner details
2

Lear Capital

  • IRA and non-IRA metal purchases
  • Gold IRA rollovers
  • Confirm fees and products on their site

Min, fees, storage, buyback [TBD — confirm with partner]

9.6Our score
Visit Site

[TBD — confirm with partner]

Partner details
4
  • Gold and silver IRAs
  • Education-led specialist conversation
  • Confirm fees, storage, and minimums

Min, fees, storage, buyback [TBD — confirm with partner]

9.3Our score
Visit Site

[TBD — confirm with partner]

Partner details
5

Goldco

  • Gold and silver IRA rollovers
  • For 401(k) or IRA transfers
  • U.S. retirement savers

Min, fees, storage, buyback [TBD — confirm with partner]

9.2Our score
Visit Site

[TBD — confirm with partner]

Partner details
6

Birch Gold Group

  • Precious metals IRAs
  • Physical metal purchases
  • U.S. customers

Min, fees, storage, buyback [TBD — confirm with partner]

9.1Our score
Visit Site

[TBD — confirm with partner]

Partner details

Paid placements. Order and scores are advertising, not lab tests. American Gold & Silver Group is affiliated with American Hartford Gold (#1). How this chart is ordered

Paid placement = we may be paid if you buy through this link. Related company = affiliated with another listing. Our score = an advertising placement, not a lab test.

How this chart is ordered

This is not an independent ranking. The numerals and stars on this chart are advertising placements, not lab tests, mystery shops, or a performance track record. Every company on this page is a paid advertising partner. The order is the live order of partners we send traffic to. It reflects commercial relationships and advertised offers.

Two listings can belong to related businesses. American Gold & Silver Group is affiliated with American Hartford Gold. We show both because both are paid placements, not because they are two unrelated firms we judged separately. Treat #1 and #3 as related offers, not as two independent "votes" for quality.

We may earn a commission if you click through and buy. That commission can affect which partners appear and in which order. Always verify fees, minimums, eligible products, and rollover steps with the company and a tax professional.

Paid placement
We may be paid if you buy through this link.
Related company
This listing is affiliated with another listing on the chart.
Our score
An advertising placement on this chart, not a lab test or editorial grade.

How a gold IRA works

A gold IRA is a self-directed individual retirement account that can hold IRS-eligible gold, silver, platinum, or palladium. It is still an IRA. Contribution limits, early-withdrawal rules, and required minimum distributions still apply.

Three roles show up in a typical setup. A dealer sells the coins or bars. An IRS-approved custodian administers the IRA and titles the metal in the account. An approved depository stores it. You generally cannot keep IRA metal in a home safe and still treat it as an IRA asset. Home storage pitches are a red flag. Get custody and storage in writing.

Not every coin or bar qualifies. Eligibility usually depends on metal type, fineness, and whether the product is permitted (many people use American Gold Eagles; collectible pieces often do not qualify). A dealer saying a product is "IRA-eligible" is not an IRS endorsement of that dealer. Confirm the list with the custodian and a tax professional.

Rollovers from a 401(k) or another IRA are usually done trustee to trustee so you do not take a taxable distribution. Timing depends on the old plan and the new custodian. Do not cash out "to make it simple."

Costs are real. Dealers earn a spread or markup. Custodians charge account fees. Depositories charge storage. A buyback, if offered, is a bid, not a promise of spot price. Precious metals can fall in price. They are not FDIC-insured. They do not automatically protect a retirement account against inflation or a crash.

Common questions

What fees should I expect?

Plan on more than one bill. The dealer makes money on the spread or markup when you buy (and often when you sell). The IRA custodian charges setup and annual account fees. The depository charges storage. Some firms bundle or waive a piece of this for a time. Some do not. We do not publish fee numbers until a partner confirms them. Ask for a written fee schedule, including storage, before you roll money. [TBD — confirm with partner] on each card is waiting for those facts.

How long does a rollover take?

It depends on the institution you are leaving, the new custodian, and whether the transfer is direct (trustee to trustee) or indirect. Direct is the usual path if you want to avoid a taxable distribution. Some rollovers finish in a couple of weeks. Others stall on paperwork, signatures, or employer-plan rules. No dealer controls the old plan's timeline. Get the steps in writing. This is not a promise of any number of days.

Which metals does the IRS allow in an IRA?

The IRS allows certain gold, silver, platinum, and palladium that meet fineness and product rules. Widely used examples include American Gold and Silver Eagles and some bars that meet purity thresholds. Many collectible coins do not qualify. Rules can change. "IRA-eligible" on a sales page is not the same as the IRS endorsing the company. Confirm the actual product and the custodian's accepted list. See IRS guidance on collectibles and precious metals in IRAs, and talk to a tax professional.

Can I sell the metal back to the dealer?

Many dealers say they will buy back metal they sold you. That is a commercial offer, not a put option and not a guaranteed price. The bid may sit below spot. It may change. Liquidity in a hurry is not the same as a listed stock. Ask how buybacks work, who prices them, and whether IRA metal must go through the custodian. Until we have a sourced policy, buyback cells stay [TBD — confirm with partner].

Are you a dealer?

No. Compare Gold Investments is a comparison site published by Maui Media. We do not sell gold, silver, or coins. We do not open IRAs. We do not hold your metal. The companies on this chart do that work. If you click a link and buy, we may earn a commission. Read the advertising disclosure.

Advertising disclosure

This website is an advertisement. The companies above pay to be here, or we may earn a commission if you buy through our links, or both. The order is a paid-partner order. The numerals and stars are advertising placements, not lab tests. American Gold & Silver Group is affiliated with American Hartford Gold; those two listings are related. Maui Media / Compare Gold Investments is not a precious-metals dealer, IRA custodian, or tax advisor. We do not guarantee that a gold IRA is suitable for you, that metals will rise, or that you will get any tax result. U.S. residents only.